Healthcare 2010

Back in 2009 – 2010, when the Obama administration was going to fix the Healthcare system with a document that contained almost 3000 pages, I took it upon myself to see if I could write something that would fit on 3 pages or less.  I had not been trained in Mumbo Jumbo, and am still not.

I am revisiting the Healthcare fiasco once again, but I have matured over the years, and therefore it will be different.  I have posted Healthcare 2017 for your review.  If you agree with the plan, please pass it on to friends, family and your representatives.  Here is Healthcare 2010;

 

ALL INCLUSIVE HEALTH CARE
Committee: Ordinary Citizen                     Principal Author: Richard S
Bill No: 01012010HC                                      Delegation: Citizen
Title of Bill:
All Inclusive Health Care
BE IT ENACTED BY THE PEOPLE OF THE UNITED STATES

 

Preamble: Health care costs have spiraled out of control. This bill will effect changes in costs, responsibilities and provide basic benefits for all legal residents.

SECTION 1: Legal resident shall be defined as any person born within the legal boundaries, territory or military facility of the United States with parents that are citizens. Also included are all persons who have attained legal resident status.

SECTION 2: Health care shall include Doctors visits, prescriptions, Doctor recommended lab tests, diagnostic procedures and essential or emergency hospitalization. Emergency and essential reconstructive surgery will be included. Non essential, elective surgery is not included in basic benefits.

Sub-SECTION A: Doctor visit will have a co-pay of $25.00 per visit
Sub-SECTION B: Prescriptions will have a co-pay of $10.00 for generic and $25.00 for branded medications.
Sub-SECTION C: Lab tests will have a co-pay of $10.00 with Doctor visit and $25.00 if outsourced.
Sub-SECTION D: Diagnostic procedures and outpatient procedures will have a co-pay of $45.00
Sub-SECTION E: Hospitalization for essential services will have a co-pay of $50.00

SECTION 3: Payment schedule for health care coverage shall be broken down as follows;

Sub-SECTION A: All employees self employed, in private and public employ will be responsible to pay into the health care system as follows;

• Full time employees with families, defined as working more than 32 hours per week will pay 12% into the fund.
• Full time employees, defined as working more than 32 hours per week will pay 10% into the fund.
• Part time employees, defined as working less than 32 hours per week will pay 7% into the fund
• Current funding for Medicare and Medicaid will go into the fund
• Employers will contribute 2%

SECTION 4: Groups will be formed to encompass 5000 people in all cities, counties and states that will have the following breakdown;

Sub-SECTION A: 25% with an annual salary of $50,000 or less
Sub-SECTION B: 20% with an annual salary of $50,000 to $200,000
Sub-SECTION C: 10% with annual salaries above $200,000
Sub-SECTION D: 10% Part time employees
Sub-SECTION E: 20% Retired folks
Sub-SECTION F: 10% Unemployed
Sub-SECTION G: 5% for relocations and catchall

SECTION 5: Insurance Companies will be able to bid on as many groups as they want, it will be the entire group without exception. If an Insurance Company is unwilling to bid in any state they will be excluded from bidding in all states.

Sub-SECTION A: Everyone will be covered, pre-existing conditions Does Not Exist!
Sub-SECTION B: Additional coverage can be offered at additional cost to any member of the group by the Insurance Company or no additional cost by the employer but the minimum coverage must be met and maintained.

SECTION 6: Anyone covered by an Insurance Company who transfers, changes jobs or location will be able to join that same Insurance Company in their new job/location with the payments collected by the new employer under guidelines of SECTION 3, Sub-SECTION A. and without interruption.

SECTION 7: Doctors will be responsible for the health and well being of their patients. A Doctor will diagnose, prescribe medicine, tests, and procedures as needed to ensure the health of their patient. Unnecessary tests and procedures will not be covered.

Sub-SECTION A: Doctors are held to a high standard because lives depend on decisions they make. As long as a Doctor uses sound judgment in their diagnosis they will not be held liable for the unforeseen.
Sub-SECTION B: Carelessness will not be accepted and a Doctor that develops a pattern of such will get a strong recommendation of a new career path.
Sub-SECTION C: In the case of a patient who was injured due to an error by a Doctor, fair compensation will be offered and insurance for the additional injury is already covered by Section 1 and Section 2.
Sub-SECTION D: Doctors will be protected from lawsuits, medicine is an imperfect science and all patients share in the healing process.
SECTION 8: Pharmaceutical Companies will not advertise their products to consumers on Television, Print, Radio, Internet or any future media.
Sub-SECTION A: The ads are amusing since their side effects are often worse than the potential for curing the ailment. Consumers don’t have the training to understand the efficacy of any drug; this is why we have healthcare professionals. This can effectively lower the costs for prescriptions.

All that in 800 words, and the members of Congress, and the Senate are unable to come up with a plan.  The 2017 version will be coming out soon, and it will be less than 800 words.

For those interested, I have provided a link for the free download of the PDF version of the 2010 HealthCare Bill, my version.

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